We’ve automated risk decisioning to 1-click of the consumer’s social media, or in as little as a 3-minute chat with ARIA (Autonomous Risk Information System): the worlds first augmented AI chat-based risk decisioning tool. ARIA not only completes the application for the consumer, but she also determines the risk at incredibly high rates of accuracy. With either our click-based or chat-based solution, we’ve never had a default reduction less than 27%. We decision individuals, not aggregations. We deliver risk outcome predictions, not ‘scores’ or ‘behaviors.’