With free analytics, marketing support and an easy-to-use co-branded online experience, SimplyCredit enables consumers to use their national and store brand credit cards for the rewards and convenience they love, but to sweep the high-cost balances to partnering credit unions on a dynamic ongoing basis.
SimplyCredit’s mission is to simplify and enhance credit access for Main Street America and help credit unions combat online disruption. This is done with analytics that rival methods used by the largest financial institutions and a modern web and mobile experience that consumers love. Loan and membership growth are accelerated with tools and processes that include:
- State-of-the-art pre-screen marketing and risk management analytics
- An online platform that enables end-to-end loan fulfillment and membership enrollment
- Account automation tools that members use to transfer high-cost credit card balances and make payments
- Marketing support that has generated application rates approaching 6%