CO-OP Launches CardNav to Idaho Central CU Members

October 20, 2016

CardNav-SQ

CardNav by CO-OP is now integrated with the mobile banking application of Idaho Central Credit Union, giving members a tool to control their credit and debit card usage and proactively protect themselves from fraud.

Using the CO-OP application protocol interface (API) to integrate CardNav into the ICCU Mobile Banking app, the function is entirely ICCU-branded and available to members as ICCU CardControl. About 1,100 ICCU members have downloaded CardControl to-date.

“Every week it seems consumers hear about another major instance of data breaches, with the resulting personal fear of identity theft,” said Kent Oram, President/CEO of ICCU, based in Chubbuck, Idaho, and with more than $2.7 billion in total assets under control. “CardControl sets us apart from other financial institutions in that it gives members something powerful and innovative that they can use to protect themselves. We think we can lead with this to help us grow via attracting new members and by greater interaction with current members.”

A solution inside of CO-OP API Suite, CardNav was introduced in 2014 as a standalone mobile app that lets credit union members manage their cards on the fly. The app allows members to set preferences for when, where and how their cards are used, get near real-time alerts and push notifications, and turn their cards off or on with a single touch. Now available as an API, credit unions can take advantage of CardNav functionality by offering it to members as part of their own mobile apps.

“We want everything we roll out to look and feel like it is coming from ICCU,” said Oram. “With the CardNav API, we are able to present consistent branding for ICCU, a ‘one stop’ feel for all member mobile banking needs, and provides members with a technology advanced solution while at the same time avoiding ‘app overload.’ They have one more reason to love ICCU.”

CardNav, like the other apps in the CO-OP API Suite, offers seamless back end integration, allowing for simple management and connectivity to existing programs. With the CO-OP API Suite, credit unions can cost-effectively expand their digital delivery platforms to meet growing member demand, while retaining the flexibility to add only those functions that work best for them.

For more information, visit www.co-opfs.org/cardnav.