Sein simplifies whole loan management by providing trading and analytics tools to credit unions, enabling them to deploy capital more efficiently. The past several years, loan income accounted for more than 63% of total income for credit unions. However, net interest margins have only shown modest growth. The team at Sein Analytics believes they can decrease the acquisition cost of indirect loans, thereby increasing margins for loan portfolios. The advantages of a loan management and sales/acquisition application are:

  • Standardized loan data with historical pricing based on key credit characteristics
  • A central portal for loan document review and feedback
  • Real time pricing notifications
  • Community to find and engage with key business partners